/* Global Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #0066cc;
    --primary-hover: #0052a3;
    --secondary-color: #00a8e1;
    --text-dark: #1a1a1a;
    --text-gray: #666;
    --text-light: #888;
    --border-color: #ddd;
    --bg-light: #f8f9fa;
    --bg-white: #ffffff;
    --success-color: #28a745;
    --shadow: 0 2px 8px rgba(0,0,0,0.1);
    --shadow-hover: 0 4px 16px rgba(0,0,0,0.15);
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
    line-height: 1.6;
    color: var(--text-dark);
    background: var(--bg-white);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    text-decoration: none;
    color: inherit;
}

/* Header */
.header {
    background: var(--bg-white);
    border-bottom: 1px solid var(--border-color);
    padding: 15px 0;
    position: sticky;
    top: 0;
    z-index: 1000;
    box-shadow: 0 2px 4px rgba(0,0,0,0.05);
}

.header-content {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 30px;
}

.logo h1 {
    font-size: 18px;
    font-weight: 700;
    color: var(--primary-color);
    letter-spacing: -0.5px;
}

.nav ul {
    display: flex;
    list-style: none;
    gap: 25px;
}

.nav a {
    color: var(--text-dark);
    font-weight: 500;
    font-size: 15px;
    transition: color 0.3s;
    position: relative;
}

.nav a:hover,
.nav a.active {
    color: var(--primary-color);
}

.nav a.active::after {
    content: '';
    position: absolute;
    bottom: -18px;
    left: 0;
    right: 0;
    height: 3px;
    background: var(--primary-color);
}

.header-actions {
    display: flex;
    align-items: center;
    gap: 20px;
}

.phone {
    font-weight: 600;
    color: var(--text-dark);
    font-size: 15px;
}

.btn-login {
    background: transparent;
    border: 1px solid var(--text-dark);
    padding: 8px 20px;
    border-radius: 4px;
    cursor: pointer;
    font-weight: 500;
    transition: all 0.3s;
}

.btn-login:hover {
    background: var(--text-dark);
    color: white;
}

.language-select {
    border: 1px solid var(--border-color);
    padding: 8px 12px;
    border-radius: 4px;
    cursor: pointer;
    background: white;
}

/* Buttons */
.btn-primary {
    background: var(--primary-color);
    color: white;
    padding: 14px 32px;
    border: none;
    border-radius: 4px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
}

.btn-primary:hover {
    background: var(--primary-hover);
    transform: translateY(-2px);
    box-shadow: var(--shadow-hover);
}

.btn-secondary {
    background: white;
    color: var(--primary-color);
    padding: 12px 28px;
    border: 2px solid var(--primary-color);
    border-radius: 4px;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
}

.btn-secondary:hover {
    background: var(--primary-color);
    color: white;
}

.btn-outline {
    background: transparent;
    color: var(--text-dark);
    padding: 12px 28px;
    border: 2px solid var(--text-dark);
    border-radius: 4px;
    font-size: 15px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
}

.btn-outline:hover {
    background: var(--text-dark);
    color: white;
}

.btn-large {
    padding: 18px 40px;
    font-size: 18px;
}

.btn-link {
    color: var(--primary-color);
    font-weight: 600;
    transition: color 0.3s;
}

.btn-link:hover {
    color: var(--primary-hover);
    text-decoration: underline;
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, #f5f7fa 0%, #c3cfe2 100%);
    padding: 60px 0;
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.hero-text h2 {
    font-size: 42px;
    margin-bottom: 15px;
    color: var(--text-dark);
}

.subtitle {
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 30px;
}

.quote-form {
    background: white;
    padding: 30px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.quote-form h3 {
    font-size: 22px;
    margin-bottom: 20px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 15px;
    margin-bottom: 15px;
}

.form-row input,
.form-row select {
    padding: 12px;
    border: 1px solid var(--border-color);
    border-radius: 4px;
    font-size: 15px;
}

.quote-form .btn-primary {
    width: 100%;
    margin-top: 10px;
}

.hero-image img {
    border-radius: 8px;
    box-shadow: var(--shadow);
}

/* Why Choose Us */
.why-choose {
    padding: 80px 0;
    background: var(--bg-white);
    text-align: center;
}

.why-choose h2 {
    font-size: 36px;
    margin-bottom: 15px;
}

.section-subtitle {
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 50px;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.feature-card {
    background: white;
    padding: 35px;
    border-radius: 8px;
    box-shadow: var(--shadow);
    transition: all 0.3s;
}

.feature-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.feature-icon {
    font-size: 48px;
    margin-bottom: 20px;
}

.feature-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
}

.feature-card p {
    color: var(--text-gray);
    margin-bottom: 20px;
    line-height: 1.7;
}

.feature-link {
    color: var(--primary-color);
    font-weight: 600;
    transition: color 0.3s;
}

.feature-link:hover {
    color: var(--primary-hover);
}

/* Coverage Options */
.coverage-options {
    padding: 80px 0;
    background: var(--bg-light);
}

.coverage-options h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.coverage-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
    margin-bottom: 40px;
}

.coverage-card {
    background: white;
    padding: 30px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.coverage-card h3 {
    font-size: 20px;
    margin-bottom: 10px;
}

.coverage-card p {
    color: var(--text-gray);
    margin-bottom: 20px;
}

.text-center {
    text-align: center;
}

/* How It Works */
.how-it-works {
    padding: 80px 0;
    background: white;
}

.how-it-works h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 60px;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
}

.step {
    text-align: center;
}

.step-number {
    font-size: 48px;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.step h3 {
    font-size: 20px;
    margin-bottom: 15px;
}

.step p {
    color: var(--text-gray);
    line-height: 1.7;
}

/* Discounts Section */
.discounts-section {
    padding: 80px 0;
    background: var(--bg-light);
}

.discounts-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.discounts-image img {
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.discounts-text h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.discounts-text p {
    color: var(--text-gray);
    margin-bottom: 20px;
}

.discounts-list {
    list-style: none;
    margin-bottom: 30px;
}

.discounts-list li {
    padding: 12px 0;
    padding-left: 30px;
    position: relative;
    color: var(--text-dark);
}

.discounts-list li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--success-color);
    font-weight: 700;
    font-size: 18px;
}

/* FAQ Section */
.faq-section {
    padding: 80px 0;
    background: white;
}

.faq-section h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.faq-list {
    max-width: 800px;
    margin: 0 auto;
}

.faq-item {
    border-bottom: 1px solid var(--border-color);
}

.faq-question {
    width: 100%;
    padding: 25px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    background: none;
    border: none;
    cursor: pointer;
    font-size: 18px;
    font-weight: 600;
    text-align: left;
    transition: color 0.3s;
}

.faq-question:hover {
    color: var(--primary-color);
}

.faq-icon {
    font-size: 24px;
    font-weight: 300;
    transition: transform 0.3s;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 500px;
    padding-bottom: 25px;
}

.faq-answer p {
    color: var(--text-gray);
    line-height: 1.7;
}

/* CTA Section */
.cta-section {
    padding: 80px 0;
    background: var(--primary-color);
    color: white;
    text-align: center;
}

.cta-section h2 {
    font-size: 40px;
    margin-bottom: 15px;
}

.cta-section p {
    font-size: 20px;
    margin-bottom: 30px;
}

.cta-section .btn-primary {
    background: white;
    color: var(--primary-color);
}

.cta-section .btn-primary:hover {
    background: var(--bg-light);
}

/* Footer */
.footer {
    background: #1a1a1a;
    color: white;
    padding: 60px 0 30px;
}

.footer-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
    margin-bottom: 40px;
}

.footer-col h4 {
    font-size: 18px;
    margin-bottom: 20px;
}

.footer-col ul {
    list-style: none;
}

.footer-col li {
    margin-bottom: 12px;
}

.footer-col a {
    color: #ccc;
    transition: color 0.3s;
}

.footer-col a:hover {
    color: white;
}

.footer-bottom {
    border-top: 1px solid #333;
    padding-top: 30px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 20px;
}

.social-links {
    display: flex;
    gap: 15px;
}

.social-icon {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: #333;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background 0.3s;
}

.social-icon:hover {
    background: var(--primary-color);
}

.footer-legal {
    display: flex;
    gap: 20px;
    flex-wrap: wrap;
}

.footer-legal a {
    color: #ccc;
    font-size: 14px;
}

.copyright {
    color: #888;
    font-size: 14px;
}

/* Claims Page Styles */
.page-header {
    background: var(--bg-light);
    padding: 20px 0;
}

.breadcrumb {
    color: var(--text-gray);
    font-size: 14px;
}

.breadcrumb a {
    color: var(--primary-color);
}

.claims-hero {
    background: var(--bg-light);
    padding: 60px 0 0;
}

.claims-hero h1 {
    font-size: 48px;
    margin-bottom: 15px;
}

.hero-subtitle {
    font-size: 20px;
    color: var(--text-gray);
    margin-bottom: 30px;
    max-width: 700px;
}

.claims-hero-image {
    margin-top: 40px;
}

.claims-hero-image img {
    width: 100%;
    border-radius: 8px 8px 0 0;
}

.claims-process {
    padding: 80px 0;
}

.claims-process h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.section-intro {
    font-size: 18px;
    color: var(--text-gray);
    line-height: 1.7;
    margin-bottom: 50px;
    max-width: 900px;
}

.process-steps {
    max-width: 900px;
}

.process-step {
    margin-bottom: 40px;
    border-left: 3px solid var(--primary-color);
    padding-left: 30px;
}

.step-header {
    display: flex;
    align-items: center;
    gap: 20px;
    margin-bottom: 20px;
}

.step-num {
    font-size: 32px;
    font-weight: 700;
    color: var(--primary-color);
}

.step-header h3 {
    font-size: 24px;
}

.step-content p {
    color: var(--text-gray);
    line-height: 1.8;
    margin-bottom: 15px;
}

.info-box-section {
    padding: 60px 0;
    background: var(--bg-light);
}

.info-box {
    background: white;
    padding: 40px;
    border-radius: 8px;
    box-shadow: var(--shadow);
    border-left: 4px solid var(--primary-color);
}

.info-box h3 {
    font-size: 24px;
    margin-bottom: 15px;
}

.info-box p {
    color: var(--text-gray);
    line-height: 1.8;
}

.switching-section {
    padding: 60px 0;
    background: var(--bg-light);
    text-align: center;
}

.switching-content h2 {
    font-size: 32px;
    margin-bottom: 20px;
}

.switching-content p {
    font-size: 18px;
    color: var(--text-gray);
    margin-bottom: 30px;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
}

.report-claim-cta {
    padding: 60px 0;
}

.cta-card {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 40px;
    background: white;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow);
    max-width: 900px;
    margin: 0 auto;
}

.cta-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.cta-content {
    padding: 40px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.cta-content h3 {
    font-size: 24px;
    margin-bottom: 25px;
}

.cta-subtext {
    margin-top: 15px;
    color: var(--text-gray);
    font-size: 14px;
}

.cta-subtext a {
    color: var(--primary-color);
}

/* Resources Page Styles */
.resources-hero {
    background: var(--bg-light);
    padding: 60px 0;
}

.resources-header {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 50px;
    align-items: center;
}

.resources-header h1 {
    font-size: 48px;
    margin-bottom: 15px;
}

.resources-illustration img {
    border-radius: 8px;
}

.browse-resources {
    padding: 80px 0;
}

.browse-resources h2 {
    font-size: 36px;
    margin-bottom: 15px;
    text-align: center;
}

.resource-categories {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
    margin-top: 50px;
}

.resource-card {
    background: white;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow);
    transition: all 0.3s;
}

.resource-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.resource-card.large {
    grid-column: span 1;
}

.resource-card img {
    width: 100%;
    height: 200px;
    object-fit: cover;
}

.card-content {
    padding: 25px;
}

.card-content h3 {
    font-size: 20px;
    margin-bottom: 10px;
}

.card-content p {
    color: var(--text-gray);
    margin-bottom: 15px;
}

.card-link {
    color: var(--primary-color);
    font-weight: 600;
}

.info-fingertips {
    padding: 80px 0;
    background: var(--bg-light);
}

.info-fingertips h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.topics-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 25px;
}

.topic-item {
    background: white;
    padding: 20px;
    border-radius: 8px;
    box-shadow: var(--shadow);
    text-align: center;
    transition: all 0.3s;
}

.topic-item:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-hover);
}

.topic-item img {
    width: 80px;
    height: 80px;
    border-radius: 50%;
    margin: 0 auto 15px;
    object-fit: cover;
}

.topic-content h4 {
    font-size: 16px;
    margin-bottom: 10px;
}

.topic-content a {
    color: var(--primary-color);
    font-size: 14px;
    font-weight: 600;
}

.whats-new {
    padding: 80px 0;
}

.whats-new h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.featured-article {
    background: white;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow);
    margin-bottom: 40px;
    display: grid;
    grid-template-columns: 1.5fr 1fr;
    gap: 30px;
}

.featured-article img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.featured-content {
    padding: 40px;
}

.article-tag {
    display: inline-block;
    background: var(--primary-color);
    color: white;
    padding: 6px 12px;
    border-radius: 4px;
    font-size: 12px;
    font-weight: 600;
    margin-bottom: 15px;
    text-transform: uppercase;
}

.featured-content h3 {
    font-size: 28px;
    margin-bottom: 15px;
}

.featured-content p {
    color: var(--text-gray);
    line-height: 1.7;
    margin-bottom: 20px;
}

.read-more {
    color: var(--primary-color);
    font-weight: 600;
}

.articles-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 25px;
}

.article-card {
    background: white;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow);
    transition: all 0.3s;
}

.article-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-hover);
}

.article-card img {
    width: 100%;
    height: 180px;
    object-fit: cover;
}

.article-content {
    padding: 20px;
}

.article-content h4 {
    font-size: 16px;
    margin-bottom: 15px;
    line-height: 1.4;
}

.explore-products {
    padding: 80px 0;
    background: var(--bg-light);
}

.products-header {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
    margin-bottom: 50px;
}

.products-image img {
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.products-content h2 {
    font-size: 32px;
    margin-bottom: 20px;
}

.products-content p {
    color: var(--text-gray);
    line-height: 1.7;
}

.products-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
    margin-bottom: 40px;
}

.product-item {
    background: white;
    padding: 30px;
    border-radius: 8px;
    box-shadow: var(--shadow);
    display: flex;
    gap: 20px;
}

.product-icon {
    font-size: 48px;
}

.product-info h4 {
    font-size: 20px;
    margin-bottom: 10px;
}

.product-info p {
    color: var(--text-gray);
    margin-bottom: 15px;
    line-height: 1.6;
}

.product-info a {
    color: var(--primary-color);
    font-weight: 600;
}

/* About Page Styles */
.about-hero {
    background: var(--bg-light);
    padding: 80px 0;
}

.about-hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.about-hero-text h1 {
    font-size: 48px;
    margin-bottom: 25px;
    line-height: 1.2;
}

.about-hero-text p {
    font-size: 18px;
    color: var(--text-gray);
    line-height: 1.8;
    margin-bottom: 30px;
}

.hero-actions {
    display: flex;
    gap: 30px;
}

.about-hero-images {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
}

.about-hero-images img {
    border-radius: 8px;
    box-shadow: var(--shadow);
    object-fit: cover;
    width: 100%;
}

.hero-img-1,
.hero-img-2 {
    height: 300px;
}

.hero-img-3,
.hero-img-4 {
    height: 200px;
}

.our-story {
    padding: 80px 20px;
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 50px;

    max-width: 1200px;
    margin: 0 auto;
    align-items: center;
}

.story-image img {
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.story-content h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.story-content p {
    color: var(--text-gray);
    line-height: 1.8;
    margin-bottom: 20px;
}

.story-links {
    margin-top: 40px;
    display: grid;
    gap: 20px;
}

.story-link {
    padding: 20px;
    background: var(--bg-light);
    border-radius: 8px;
    display: block;
    transition: all 0.3s;
}

.story-link:hover {
    background: var(--primary-color);
    color: white;
    transform: translateX(5px);
}

.story-link h4 {
    font-size: 18px;
    margin-bottom: 8px;
}

.story-link p {
    font-size: 14px;
    margin-bottom: 8px;
}

.story-link span {
    font-size: 14px;
    font-weight: 600;
}

.people-section {
    padding: 80px 0;
    background: var(--bg-light);
}

.people-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 50px;
    align-items: center;
}

.people-image img {
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.people-text h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.people-text p {
    color: var(--text-gray);
    line-height: 1.8;
    margin-bottom: 20px;
}

.people-actions {
    display: flex;
    gap: 20px;
    margin-top: 30px;
}

.careers-section {
    padding: 80px 0;
}

.careers-section h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.careers-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.career-card {
    background: white;
    border-radius: 8px;
    overflow: hidden;
    box-shadow: var(--shadow);
}

.career-card img {
    width: 100%;
    height: 220px;
    object-fit: cover;
}

.career-card h3 {
    font-size: 22px;
    padding: 25px 25px 10px;
}

.career-card p {
    padding: 0 25px;
    color: var(--text-gray);
    line-height: 1.7;
}

.career-card a {
    display: inline-block;
    padding: 0 25px 25px;
    color: var(--primary-color);
    font-weight: 600;
}

.leadership-section {
    padding: 80px 0;
    background: var(--bg-light);
}

.leadership-content {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 50px;
}

.leadership-image img {
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.leadership-text h2 {
    font-size: 36px;
    margin-bottom: 20px;
}

.leadership-text p {
    color: var(--text-gray);
    line-height: 1.8;
    margin-bottom: 30px;
}

.leadership-links {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 20px;
    margin-bottom: 30px;
}

.leadership-link {
    padding: 20px;
    background: white;
    border-radius: 8px;
    display: block;
    transition: all 0.3s;
}

.leadership-link:hover {
    box-shadow: var(--shadow-hover);
    transform: translateY(-3px);
}

.leadership-link h4 {
    font-size: 18px;
    margin-bottom: 8px;
}

.leadership-link p {
    font-size: 14px;
    margin-bottom: 8px;
}

.leadership-link span {
    font-size: 14px;
    font-weight: 600;
    color: var(--primary-color);
}

.stats-section {
    padding: 80px 0;
}

.stats-section h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.stat-card {
    background: white;
    padding: 40px;
    border-radius: 8px;
    box-shadow: var(--shadow);
    text-align: center;
}

.stat-number {
    font-size: 48px;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.stat-card p {
    color: var(--text-gray);
    line-height: 1.7;
}

.awards-section {
    padding: 60px 0;
    background: var(--bg-light);
}

.awards-banner img {
    width: 100%;
    border-radius: 8px;
}

.changes-section {
    padding: 80px 0;
}

.changes-section h2 {
    font-size: 36px;
    text-align: center;
    margin-bottom: 50px;
}

.changes-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
    margin-bottom: 40px;
}

.change-item {
    background: white;
    padding: 30px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.change-item h4 {
    font-size: 20px;
    margin-bottom: 15px;
}

.change-item p {
    color: var(--text-gray);
    margin-bottom: 15px;
    line-height: 1.7;
}

.change-item a {
    color: var(--primary-color);
    font-weight: 600;
}

/* Contact Page Styles */
.contact-hero {
    background: var(--bg-light);
    padding: 60px 0;
    text-align: center;
}

.contact-hero h1 {
    font-size: 48px;
    margin-bottom: 15px;
}

.contact-options {
    padding: 60px 0;
}

.contact-tabs {
    display: flex;
    gap: 15px;
    margin-bottom: 40px;
    justify-content: center;
    flex-wrap: wrap;
}

.tab-btn {
    padding: 15px 30px;
    background: white;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    cursor: pointer;
    font-size: 16px;
    font-weight: 600;
    transition: all 0.3s;
}

.tab-btn:hover,
.tab-btn.active {
    background: var(--primary-color);
    color: white;
    border-color: var(--primary-color);
}

.tab-content {
    display: none;
    max-width: 800px;
    margin: 0 auto;
}

.tab-content.active {
    display: block;
}

.chat-section {
    background: white;
    padding: 60px;
    border-radius: 8px;
    box-shadow: var(--shadow);
    text-align: center;
}

.chat-icon {
    font-size: 64px;
    margin-bottom: 20px;
}

.chat-section h2 {
    font-size: 32px;
    margin-bottom: 15px;
}

.chat-section p {
    color: var(--text-gray);
    margin-bottom: 30px;
}

.login-section {
    background: white;
    padding: 60px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.login-section h2 {
    font-size: 32px;
    margin-bottom: 15px;
    text-align: center;
}

.login-section p {
    text-align: center;
    color: var(--text-gray);
    margin-bottom: 30px;
}

.login-form {
    max-width: 400px;
    margin: 0 auto;
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    color: var(--text-dark);
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid var(--border-color);
    border-radius: 4px;
    font-size: 15px;
    font-family: inherit;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--primary-color);
}

.forgot-link {
    display: block;
    text-align: center;
    margin-top: 15px;
    color: var(--primary-color);
    font-size: 14px;
}

.call-section {
    background: white;
    padding: 60px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.call-section h2 {
    font-size: 32px;
    margin-bottom: 40px;
    text-align: center;
}

.phone-numbers {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}

.phone-item {
    text-align: center;
    padding: 30px;
    background: var(--bg-light);
    border-radius: 8px;
}

.phone-item h3 {
    font-size: 18px;
    margin-bottom: 15px;
}

.big-phone {
    font-size: 28px;
    font-weight: 700;
    color: var(--primary-color);
    margin-bottom: 10px;
}

.phone-item p {
    color: var(--text-gray);
    font-size: 14px;
}

.email-section {
    background: white;
    padding: 60px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.email-section h2 {
    font-size: 32px;
    margin-bottom: 15px;
}

.email-section > p {
    color: var(--text-gray);
    margin-bottom: 30px;
}

.contact-form .btn-primary {
    width: 100%;
}

.checkbox-group {
    display: flex;
    gap: 10px;
    align-items: flex-start;
}

.checkbox-group input {
    width: auto;
    margin-top: 4px;
}

.checkbox-group label {
    font-weight: normal;
    margin-bottom: 0;
}

.success-message {
    background: #d4edda;
    border: 1px solid #c3e6cb;
    color: #155724;
    padding: 30px;
    border-radius: 8px;
    text-align: center;
    margin-top: 30px;
}

.success-message h3 {
    font-size: 24px;
    margin-bottom: 10px;
}

.faq-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 15px;
    margin-top: 30px;
}

.faq-link {
    padding: 15px;
    background: var(--bg-light);
    border-radius: 4px;
    color: var(--primary-color);
    font-weight: 600;
    transition: all 0.3s;
}

.faq-link:hover {
    background: var(--primary-color);
    color: white;
}

.stay-connected {
    padding: 60px 0;
    background: var(--bg-light);
    text-align: center;
}

.stay-connected h2 {
    font-size: 32px;
    margin-bottom: 15px;
}

.stay-connected p {
    color: var(--text-gray);
    margin-bottom: 30px;
}

.office-locations {
    padding: 60px 0;
}

.locations-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
}

.location-card {
    background: white;
    padding: 40px;
    border-radius: 8px;
    box-shadow: var(--shadow);
}

.location-card h3 {
    font-size: 22px;
    margin-bottom: 20px;
}

.location-card p {
    color: var(--text-gray);
    margin-bottom: 8px;
}

/* Responsive Styles */
@media (max-width: 1024px) {
    .hero-content,
    .discounts-content,
    .about-hero-content,
    .people-content,
    .products-header,
    .leadership-content {
        grid-template-columns: 1fr;
    }
    
    .features-grid,
    .steps-grid,
    .topics-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .stats-grid,
    .phone-numbers {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 768px) {
    .header-content {
        flex-direction: row;
        align-items: flex-start;
    }
    
    .nav ul {
        flex-wrap: wrap;
    }
    
    .hero-text h2 {
        font-size: 32px;
    }
    
    .features-grid,
    .coverage-grid,
    .steps-grid,
    .resource-categories,
    .topics-grid,
    .articles-grid,
    .products-list,
    .careers-grid,
    .changes-grid,
    .locations-grid,
    .faq-grid,
    .leadership-links {
        grid-template-columns: 1fr;
    }
    
    .footer-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .about-hero-images {
        grid-template-columns: 1fr;
    }
    
    .featured-article,
    .cta-card {
        grid-template-columns: 1fr;
    }
}

@media (max-width: 480px) {
    .hero-text h2 {
        font-size: 28px;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
    }
    
    .contact-tabs {
        flex-direction: column;
    }
    
    .tab-btn {
        width: 100%;
    }
}